In this episode, Dave shares his frustration with misinformation in the financial industry. He specifically addresses some questionable claims made by Ken Fisher about annuities. While Fisher has built a successful business and gained many clients, Dave disagrees with his negative stance on annuities. Dave believes that annuities can play a crucial role in securing a safe and secure retirement, especially in the face of the challenges posed by longer lifespans and market volatility. Throughout the episode, Dave delves into the inaccuracies and generalizations made about annuities, emphasizing the importance of considering individual needs and goals when evaluating financial products. Stay tuned for an insightful episode where Dave shines a light on this contentious topic and provides valuable perspectives on retirement planning. Key Takeaways: 1. Dave discusses the misconception that annuities are not an investment vehicle. He points out that annuities, especially deferred annuities, provide rates of return and can help individuals reach their retirement goals. 2. Dave challenges the misconception that all annuities are bad by comparing it to having a bad car. He emphasizes that while there may be bad annuities, there are also good annuities that can be beneficial for retirement planning. 3. And he discusses the misconception of high fees associated with annuities. He highlights that while fees can vary, it is important to consider the benefits and protections that annuities offer, which the market may not provide. Ready to tackle the risks facing your retirement? Sign up for our FREE CPE masterclass!