When we talk about life insurance retirement plan, it is something that we want to last forever, I would never recommend for anyone to get into a life insurance policy for a short period of time, because it's going to turn out to be a very bad investment. Many people will look at life insurance retirement plans and say, Hey, they're too expensive, you should never put these plants together, there are better options. But when we look at it for what it is, if we look at it as something that we're going to have for the rest of our lifetime, what we find is that we can get them into a fee structure that will work. But before we get into those details, let me talk about some great things that life insurance retirement plan offers....