Episode 12 is all about annuities. Yes, you heard me right. I did just say one of the most hated words in all of retirement. For those of you who have had a bad experience with annuities in the past, or have misgivings towards them, I invite you to listen to the show and give me a chance to help you better understand why even many financial planners who have been against annuities for decades are finally changing their tune. And I'll give you a hint. It has a lot to do with the fact we're all living longer than our ancestors did, and that interest rates are in the toilet...