Is there a way to provide lifetime income AND reduce risk? Today, living well into your late 80s or even early 90s is the norm for retirees. A blessing, a long life means you get to enjoy more years out of the workforce. A risk multiplier, this longevity means you have to supplement income for 25-40 years after you leave the workforce. In this episode, Dave Hall and Tom Hegna discuss how longevity is a risk multiplier to factors such as inflation, taxes, and medical costs. But with longevity, the biggest fear is running out of funds, especially as more folks live to 100. They provide various ways to overcome this but focus on how annuities fill two needs with one deed.