In this episode, Dave Hall and Brian Britt are tackling the crucial topic of longevity and its impact on retirement. They'll be discussing the evolving landscape of longevity risk, touching on the challenges of long-term care, and delving into the innovative solutions available to address these concerns. Whether you're gearing up for retirement or already enjoying your retirement years, this conversation is packed with valuable insights and strategies to help you make informed decisions about your financial future. Key Takeaways: 1. Longevity risk is a significant factor in retirement planning, as people are living longer, impacting financial resources and potential long-term care needs. 2. The trend of using permanent life insurance policies with long-term care options provides a closed-end solution to address the financial challenges of long-term care in retirement. 3. Planning for long-term care should include solutions that prioritize in-home care, taking into account the potential significant costs and the practicality and comfort of staying in one's own home.