As you get into retirement and the years leading up to it, it is very important that you start protecting a portion of your assets. Start getting those put aside so that you know that as you get into retirement, you're going to have a set amount of money coming from these asset. If the market tanks, if you've got sequence of return issues, you're not going to end up losing all those assets you work so hard for during your working years. There is a mathematical calculation that many advisors use. I will talk about this in todays episode. Then I will talk about the benefits that come from these principal protection products that I like to use in my planning.